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All HMRC tax returns have to be filed on-line to meet the deadline of 31st January, 2012. If you haven't already done so, you must apply for your login code today since this could take a week to arrive.

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Remember, late returns have a penalty of £100.

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Today's top tip (femaleLIFESTYLE - Health, Beauty, Fashion, Shopping, Music, Movies, Professional Women)

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